HVAC Financing


  • Mitsubishi Diamond Contractor
    Mitsubishi Diamond Contractor
  • Air Conditioning & Heating
    Comfortmaker Dealer
  • Energy Star Partner
    Energy Star Partner
  • NATE Certified

Are your A/C bills skyrocketing? Has your heating or cooling system reached the end of its lifespan? Our HVAC financing options can help you upgrade your current system regardless of your financial situation. Albritton not only provides the best heating and air conditioning solutions to meet your energy-efficiency and comfort challenges, we can also make those solutions easier to pay for.


Now that you’ve found the perfect home comfort solution, it’s time to think about paying for your new investment. At Albritton Heating & Air, we understand that replacing or upgrading your home heating and cooling system is a major investment in your home. We also understand that sometimes unexpected operating costs or unit replacements can be hard on your wallet. Many times you can offset your investment by your estimated efficiency savings on your monthly utility bill. Along with competitive pricing, we offer financing options through Wells Fargo Financial National Bank with a range of plans to fit your needs. Financing is subject to credit approval. Ask your HVAC technician for more information about our financing options.


Synchrony FinancialNow that Albritton Heating & Air offers special financing options from Synchrony Bank, you don’t have to let a small budget keep you from being comfortable in your home. Synchrony Financial is a leader in consumer financial services with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.**

Unlike Visa, MasterCard, and other bank cards, Synchrony Financial provides multiple promotional financing options including:

  • Deferred Interest***

  • No Interest With Equal Monthly Payments***

  • Or fixed payment with interest plans offering APRs and interest rates much lower than most bank card rates

Synchrony Financial can provide you with promotional financing for major purchases, offering you a budget-friendly way to help you get what you really want or need*. Expand your purchasing power and convenience with:

Synchrony Financing

*Subject to credit approval. Minimum monthly payments required. See Dealer for details.
**Based on purchase volume and receivables.
***On qualifying units.


Wells Fargo FinancialAlbritton Heating & Air is proud to partner with Wells Fargo Financial National Bank to offer flexible options for financing your new HVAC service or system. That way, you can invest in your home’s comfort or respond to an unexpected need without breaking your budget.

With approved credit from Wells Fargo, you’ll enjoy:

  • Convenient monthly payments

  • Flexible financing terms

  • Easy online account management

When you take advantage of financing, you won’t use up alternative funding sources like a home equity line of credit, credit card, or bank account. They’ll still be available when you need them.


FTL FinanceFTL Finance offers convenient fixed interest rate financing for residential HVAC (heating, ventilation, and air conditioning) equipment purchases. Our outstanding customer service provides rapid turnarounds and fair evaluations of entire credit histories, not just score. With FTL, you’ll enjoy:

  • Personal evaluation of entire credit history

  • Low interest rate after the deferred interest period

  • Easy to read and understand documents

  • No default interest rate or prepayment penalties

FTL Finance Lease

The FTL Finance Lease is a single installment loan. It is not a traditional lease and you own, keep, and are responsible for the equipment. This product has fixed terms, fixed interest rates, and a fixed monthly payment so you know exactly what to expect monthly. Our finance lease has no early termination fee or prepayment penalties.

  • Fixed interest rate
  • Fixed term of 36-84 months
  • Fixed payment
  • We offer a 90-day, 6-month, and 12-month same as cash/deferred interest option*
    NOTE: There is no payment due during the deferred interest period. Few other companies offer this option.
  • Documents required: Signed Application, Finance Lease Contract, Truth-in-Lending form. Documents are auto-populated on the website.


The ESC Card product is a revolving loan that can act as a line of credit between you and your contractor for future repairs. The interest rate is fixed for the life of the loan. Your monthly payment with this program is typically lower than the finance lease, and will reduce as you pay down the interest and principal on the loan.

  • 6-Month and 12-Month deferred interest option, small payment due during deferred interest period*
  • Low monthly payment
  • Not a credit card, so it keeps credit available for future purchases with Albritton Heating & Air
  • Documents required: Signed Application which is auto-populated on the website

*Same as cash/deferred interest options have dealer costs.

Choose Easy, Simple Financing


  • Equipment with a model and serial number
  • Finance service work up to $5,000
  • $300 minimum – $35,000 maximum
  • Must own property where equipment or service is conmpleted
  • Employment/retirement income
  • Not in bankruptcy in the past 24 months
  • Not in credit counseling